Join Vivid and get rewards
- Get 3% interest rate p.a. on uninvested cash for 60 days
- Complete your registration by: 2025-09-18
We are rated 5 stars by 100,000+ people
Why join vivid?
Get 3% on your funds
Returns are added to your uninvested funds in the Interest Rate Pockets. This is a promotional rate applying for the first 2 months. Read more details here.
Invest in real shares, ETFs and crypto
Open your Invest Pocket for free, only €2 to start. Get your money back instantly when you sell positions.
One account, 30 IBANS
Take control of your money with 30 IBANs under one checking account. Household, subscriptions, saving and others — organize as you wish.
Free cash withdrawal
Withdraw money up to 1000€ free of charge.
Stand out with customizable cards

Vivid mobile application of Vivid Money GmbH has been rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.
What Vivid members are saying
- S
Sara
Apr 10, 2024
Smooth processing to open account. For me the process from opening the account to receiving IBAN are quite smooth. For now I am giving 5* rating. I do not know how the services in future.
- N
Naym Siddiki
Mar 17, 2024
I am going to give 5 stars. I would love it a lot. They have taken just only 5 minutes to open a new account for me. Thank you so much. But I am a little bit worried that they took the time to transfer money to another Europe IBAN bank or card. I hope they will update their system on this point. Overall, an outstanding online bank. You guys can use this bank without any hesitation. Thank you Vivid
- RL
Robin Langenhorst
Nov 29, 2023
Fast and very straightforward livechat support. You have to wait for two or three minutes to get connected to a very friendly and caring member of the support team. Needed documents can just be sent inside the app so changing account details and similar things are very straightforward to do.
- VT
Virginia Ticman
Jan 4, 2023
First of all, Vivid offers you an Euro € bank account with German IBAN, second - you get a Visa card, can get a virtual card and / or a physical ATM card. Many currencies to add to your "pouches" to save money or use for different payments/ transactions. No fee for online banking and it's safe and secure, you can only access your account through your authorized device